Coping with a personal injury is already challenging enough. The stress of understanding how personal injury laws work can easily add to the stressful situation when all you want to do is focus on your recovery.
When securing a rental car, particularly following an accident, it's essential to understand your insurance options thoroughly. Rental places throw a bunch of options at you: Collision Damage Waiver (CDW), Liability Insurance, Personal Accident Insurance (PAI), and Personal Effects Coverage (PEC). Here's the deal: each type of insurance covers different things, but you might already be covered by your own car insurance or even your credit card. Before investing anything in whatever they’re selling, you should know what you’re actually paying for.
Not many people go about their day thinking they will be injured on someone else's property. The physical pain, emotional distress, and financial burden that follow begin to creep up. You may be confused about your rights and unsure of what steps to take next.