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When you’re involved in a car accident, the last thing you want to worry about is your insurance coverage. You’re injured. You’re overwhelmed. You need financial help—fast. That’s where Personal Injury Protection (PIP) comes in, especially in a state like Maryland, where insurance options can make or break your financial recovery. But not all PIP coverage is the same, and choosing the wrong option could leave you vulnerable when it matters most. Let’s break down what Maryland PIP covers and why making the right choice is critical for you and your family.

An inside look at some documents that Sentara wants you to sign - and maybe you shouldn't!

The immediate aftermath of a T-bone accident offers critical clues about who might be at fault. Investigators and law enforcement officers look at the point of impact and debris, which shows whether a vehicle was crossing an intersection legally or if a traffic law was violated. Skid marks and the final resting positions of the vehicles also help in reconstructing the events leading up to the collision.

Each year, thousands of drivers experience the sudden shock of a rear-end collision. These incidents range from minor fender-benders to major collisions that can alter lives in the blink of an eye. The moments following such an accident are filled with confusion and sometimes fear, not just about their physical well-being but also about the financial implications. Even if those involved are uninjured, they may find themselves without appropriate transportation. Thankfully, there is recourse available to those not at fault.

Every time we get behind the wheel, we accept the silent agreement of shared responsibility—a commitment to safety that protects not only ourselves but others on the road. It’s a routine action for many, driving from one point to another, often forgetting the risks associated with this commonplace activity. Yet, the reality remains stark with road traffic injuries being a leading cause of accidental deaths worldwide. According to the World Health Organization about 1.19 million people die each year as a result of road traffic crashes.