Any motorist runs the risk of being involved in a https://law.lis.virginia.gov/vacode/title38.2/chapter22/section38.2-2201/
How much will it cost me?
This will depend on your insurance company, but the average answer is: not much. As an example, one of our firm’s paralegals just increased his medical expense coverage to $10,000, and that cost only an additional $10 per month – ten bucks!
Do you recommend getting PIP or Medpay?
ABSOLUTELY. Medical expense payments coverage (Medpay) or Personal Injury Protection (PIP) are low-cost options that can help an injured person through a very stressful and painful period. In short, Medpay and PIP coverage is a lot like a lawyer: you hope you never need it, but when you do, you’re glad its good, and that you have it!
You didn’t mention DC – what about DC?
The District of Columbia has a unique law with regard to PIP coverage. It is offered, but utilizing it usually prevents the injured person from filing a liability claim. We will speaking specifically about DC PIP in an upcoming blog post – stay tuned!
DC’s law generally acts as a “tort election,” meaning that if you get PIP benefits, you cannot pursue a third-party claim (against the person who injured you!). Now, this is very fact specific. For a DC accident, and the injured person has a DC policy, then DC law would control, and you would NOT want to use your DC PIP coverage.
BUT – if you have DC PIP, and are involved in an accident in Alexandria, then you could use your PIP coverage AND still pursue the third-party claim.
This can get a bit confusing – this is why you should contact Blaszkow Legal right away.
Conclusion
The law about PIP claims and Medpay claims can be convoluted, and that is why it is important to have an experienced personal injury and Call the Alexandria Injury Attorney today.
Serving – Virginia: Alexandria, Fairfax, Falls Church, Arlington, Loudoun, Stafford, Prince Willian, Spotsylvania, Manassas – Maryland: Montgomery County, Prince George’s County, Howard County, Anne Arundel County, and Charles County – District of Columbia